{"id":419,"date":"2023-11-05T02:21:06","date_gmt":"2023-11-05T02:21:06","guid":{"rendered":"https:\/\/srmsolar.in\/index.php\/2023\/11\/05\/sbi-is-offering-solar-rooftop-system-installation-loan\/"},"modified":"2023-11-05T02:21:35","modified_gmt":"2023-11-05T02:21:35","slug":"sbi-is-offering-solar-rooftop-system-installation-loan","status":"publish","type":"post","link":"https:\/\/srmsolar.in\/index.php\/2023\/11\/05\/sbi-is-offering-solar-rooftop-system-installation-loan\/","title":{"rendered":"SBI  offering Solar rooftop system installation loan"},"content":{"rendered":"\n<p>Purpose: Loan for installation of Solar rooftop \/ ground mounted grid-connected solar panel systems and equipment for personal use<br \/><br \/>Features<br \/>Target Group: All existing salaried personal segment customers maintaining salary account with Bank.<br \/>Type of facility: Term Loan<br \/>Quantum of Loan: Minimum Rs. 50,000 and Maximum Rs.10 lakhs.<br \/>Borrower\u2019s Margin \/ Contribution: 20% (minimum)<br \/>Rate of interest: Attractive Interest rate, 200 bps above 1-Year MCLR (effective rate wef 15.07.2023 is 10.55%)<br \/>*Existing home loan borrowers will get 20 bps concession in rate of interest subject to extension of mortgage.<br \/>Other existing SBI customers with good track record will get 10 bps concession in rate of interest.<br \/>Repayment Period: Minimum 6 months and Maximum 5 years.<br \/>Processing charges: 0.50% of loan amount + applicable GST, subject to minimum of Rs.500<br \/>Processing of loans: Centralised Processing for quick Turn Around Time (TAT)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Eligibility&nbsp;<\/h3>\n\n\n\n<ul>\n<li>All existing salaried personal segment customers maintaining salary account with Bank.&nbsp;<\/li>\n\n\n\n<li>CIBIL score of 670 and above.<\/li>\n\n\n\n<li>Minimum NAI (Net Annual Income) of Rs.3 lakhs and above.<\/li>\n\n\n\n<li>EMI\/NMI ratio: For NAI &lt; = Rs. 3 lakhs &amp; upto Rs. 5 lakhs is 40% and for NAI &gt; Rs.5 lakhs is 50<\/li>\n<\/ul>\n\n\n\n<p>Documents Required<br \/>Proforma Invoice \/ Quotation for equipment, installation etc.<br \/>Feasibility approval from Jurisdictional ESCOM (wherever applicable)<br \/>Electricity bill for last 6 months.<br \/>KYC documents (as per Bank\u2019s guidelines)<br \/>Last 2 years ITR returns \/ Form 16<br \/>Salary statement for last 6 months.<\/p>\n\n\n\n<p>For application:<\/p>\n\n\n\n<p><a href=\"https:\/\/suryashakti.bank.sbi:5443\/SSC\/login\/customer?OWASP_CSRFTOKEN=AOG2-DJV8-T6V8-UZPR-HAEB-ZDSV-2D9L-EQH2\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/suryashakti.bank.sbi:5443\/SSC\/login\/customer?OWASP_CSRFTOKEN=AOG2-DJV8-T6V8-UZPR-HAEB-ZDSV-2D9L-EQH2<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Purpose: Loan for installation of Solar rooftop \/ ground mounted grid-connected solar panel systems and equipment for personal use FeaturesTarget Group: All existing salaried personal segment customers maintaining salary account with Bank.Type of facility: Term LoanQuantum of Loan: Minimum Rs. 50,000 and Maximum Rs.10 lakhs.Borrower\u2019s Margin \/ Contribution: 20% (minimum)Rate of interest: Attractive Interest rate, &hellip; <\/p>\n<div class=\"link-more text-center\"><a href=\"https:\/\/srmsolar.in\/index.php\/2023\/11\/05\/sbi-is-offering-solar-rooftop-system-installation-loan\/\" class=\"more-link py-2 px-4\">Read More<span class=\"screen-reader-text\"> &#8220;SBI  offering Solar rooftop system installation loan&#8221;<\/span><\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - 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